MAPFRE's Terms of Use provide information about your use of our website, www.mapfreflorida.com and www.mapfreusa.com.  We ask that you read them carefully before using our website. When you enter our website and conduct any activity on the website, including simply browsing, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, we ask that you discontinue the use of and access to the website at once. Your continued use of the Site will constitute your acceptance of these Terms of Use.  MAPFRE, in its sole discretion, has the right to modify the Terms of Use at any time without notice to you. Please check this page regularly for updates.

MAPFRE provides advertising, policy contracts, web content and other written materials in Spanish.  These may not necessarily reflect the content of the policy as it is written in English.  In the event that a dispute occurs over any provision or policy contract term, the comparable text in English will apply.

Using our Website

Unless you are an agent appointed and in good standing with MAPFRE, you may only use this website for your personal, lawful, non-commercial use.   Unless you receive our permission, you are not to modify, republish, distribute, post, sell, or transmit material from our website.  This applies if you download material from the website.  You may not create a link to our website from any other website without our permission.  Unless you are an agent appointed and in good standing with MAPFRE, you may print material from our website for your personal, non-commercial use.  Any information you provide through this website must be truthful and accurate.

Copyrights and Trademarks

Unless we have otherwise indicated, all materials in the website, including without limitation the MAPFRE logo and other MAPFRE trademarks and service marks, are the property of MAPFRE Insurance Company and/or its affiliates or licensors and are protected by international copyright and trademark laws, and all rights pertaining to said trademarks and service marks are reserved. You may use materials obtained from the website for the permitted purposes set forth in these Terms of Use, provided that the following copyright notice appears in all copies of any downloaded or printed materials: "© 2007 MAPFRE Insurance. All rights reserved." Any other use is prohibited.

Privacy Policy

A copy of our privacy policy can be viewed at this link: Privacy Policy

The terms in the Privacy Policy outline the use and protection of non-public information. It describes how we obtain customer information from outside sources, how that information is used, and what your rights are related to accessing that information. 

When you access certain parts of our website you will be asked to create a user identification code and password for access. You are prohibited from unauthorized access of these sections of the website.  If you believe that a third party has obtained your identification code or password, or if you believe that any unauthorized access or use may occur or has occurred, you must notify MAPFRE immediately.   While we are not under any obligation to do so, we may deny access or block any transaction made under your password without prior notice if we believe: your password is being used by someone other than you; unauthorized access to your personal information has occurred or may occur; or there are any other reasons to do so.

Products and Services

We have provided the information and materials in our website for general reference only, and it may not describe all of the terms, conditions, and exceptions applicable to MAPFRE's products and services. Insurance products are subject to the terms and conditions of the insurance policies issued applicable state statutes and rules. Specific coverages and their availability may vary by state and your individual circumstances. The products and services offered in the website are only available in the jurisdictions in which MAPFRE is properly licensed.  Publication of this information should not be construed as an offer to transact insurance business in those states where MAPFRE is not licensed.

Links to Other Websites

From time to time, MAPFRE may have links to websites hosted by other parties as a convenience to those who visit our website. These links are not offered as referrals or endorsements by MAPFRE of the linked website. The linked websites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own websites. MAPFRE does not verify nor make any warranty or representation about the content, accuracy, expressed opinions, warranties, products or services, intellectual property compliance, or links of such linked websites. When you leave our website, you should read the privacy policies and terms of use agreements of linked website you are accessing.

Disclaimer of Warranties

All the material, information, products, content and other materials in our website, accessible from our website, or in a Third-Party Site are provided "As Is" and without warranties or representations of any kind, either express or implied, including without limitation: the implied warranties of merchantability and fitness for a particular purpose; the functional parts of the materials will be error-free or uninterrupted; that defects will be corrected; that you qualify for products and services offered; that our website and the servers that support them are free of computer viruses or other harmful components or conditions; or the information contained in our website is accurate as of a specific date and time. If you are in a state that does not allow a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to you.

Limitation of Liability

In no event will MAPFRE or any of its affiliates or service providers be liable for any liability, loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind that may result from the use or content of our website or a linked website. This limitation applies, whether it is based in tort, contract, negligence, strict liability, or otherwise and even if MAPFRE has been advised of the possibility of such damages. Included but not limited are damages or injuries caused by: the use or the inability to use the website; the use of any Third-Party Site or the inability to use any Third-Party Site; any performance failure, defect, omission, error, interruption, delay, or computer virus; or, the unauthorized alteration of or access to your transmissions or personal data. If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you.

Jurisdiction and Enforceability

These Terms of Use and your use of our website are governed by and interpreted according to the laws of the State of Florida , without giving effect to any principles of conflicts of laws. Any dispute concerning the website or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction situated in Miami-Dade County, Florida and governed by Florida law.  MAPFRE operates and controls its website from its operations center in Miami, Florida, in the United States of America .

Severability

Should any provision, contained in these Terms of Use, be found invalid, unenforceable, or void, that provision does not affect the other provisions or applications of the Terms of Use.  The remaining provisions are valid and to that end, the provisions of the Terms of Use are severable.

CIRCULAR 230 NOTICE

To comply with U.S. Treasury Department and IRS regulations, we are required to advise you that, unless expressly stated otherwise, any U.S. federal tax advice contained in this website is not intended or written to be used, and cannot be used, by any person for the purpose of (i) avoiding penalties under the U.S. Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any transaction or matter addressed in this website.

These Terms of Use state the entire agreement with regard to the items discussed above.